about company

Small Business Loans

For Startup Costs

The Small Business Loan program is designed to provide access to capital to Georgia businesses with less than 500 employees in both urban and rural locations. Not-for-profit organizations qualify. Projects must create job opportunities in lower income, minority, and other underserved communities. Businesses served include those owned by women and minorities.

our features






We will do our best to get you approved for the funds you need.

  • Get up to $250,000 with Basic Information
  • Easy Application Process
  • Fast Decisions
  • Cash Provided in Just Days
  • All Credit Scores Considered
  • Transactions up to $ 2 million
  • Small Business Loans
  • Technology
  • Common Uses
A micro loan

Is a Micro Loan

Right For You?

The Micro Loan Program funds small business in rural areas, including start-ups. A Micro Loan can provide up to 75% of the total project cost, and the remaining 25% must be from non-federal funds. Eligible businesses have ten or less full time equivalent employees. Agricultural producers and not-for-profits are eligible borrowers. The Micro Loan Program includes technical assistance to give the borrower the best opportunity for success. Southwest GA United staff members have regular, frequent interactions with its clients. The Micro Loan Program has enabled many new business start-ups and existing business expansions that otherwise would not exist.

How does it Work?

See How Much You Qualify For.

Get Qualified Today!

No cost or obligation to draw funds.
Find the best program for you

Contact Info

Our customer service team are available weekdays 9am to 5pm (EST)


123 S 7th Street
Cordele, GA 31015

Working Hours

Weekdays: 8 AM – 5 PM
Weekends: Closed

Southwest GA United does not discriminate against someone (applicant or employee) because of that person’s race, color, religion, sex (including gender identity, sexual orientation, and pregnancy), national origin, age (40 or older), disability or genetic information.

Empowerment Pathways YouthBuild is funded by a grant from the U.S. Dept. of Labor.  Twenty percent of total program costs come from Southwest GA United and other sources and 80% comes from the DOL grant.